Another big step
We've paid $15k so far for our adoption - with some help from friends and family and mostly just small fees that were spread out over months and months. But now our international fee is due and that alone is $13k, plus in a couple of months we'll need money to travel - probably close to $10k.
So we applied for a loan.
I didn't want to. Actually this weekend, Brent and I had a long and difficult discussion about what we should do. It would take us a year to save up that much, and I have some personal hangups about fundraising (whole other issue). I'm glad we've made it this far without needing one. Thanks to everyone who has helped us with that.
So I'm not looking forward to making payments again. But if you have been following this blog for a while, you'd know that we just finished paying off a $25k business loan in less than 3 years - so I'm confident that we'll be able to do it.
I think the most reason I'm sad is that I always thought I'd be a stay-at-home-mom, and now I will have to keep working (only part time, but still) until the loan is paid off. But I think I'm over that. I am so blessed with a good paying job that works so well with Brent's hours. The biggest sacrifice will actually be for Brent who will have to get up in the morning (unless he can get A to sleep until 10 - but I doubt that - haha).
So we'll find out tomorrow if we were approved, but I'm sure we will be. And if not, well, I don't know.
So we applied for a loan.
I didn't want to. Actually this weekend, Brent and I had a long and difficult discussion about what we should do. It would take us a year to save up that much, and I have some personal hangups about fundraising (whole other issue). I'm glad we've made it this far without needing one. Thanks to everyone who has helped us with that.
So I'm not looking forward to making payments again. But if you have been following this blog for a while, you'd know that we just finished paying off a $25k business loan in less than 3 years - so I'm confident that we'll be able to do it.
I think the most reason I'm sad is that I always thought I'd be a stay-at-home-mom, and now I will have to keep working (only part time, but still) until the loan is paid off. But I think I'm over that. I am so blessed with a good paying job that works so well with Brent's hours. The biggest sacrifice will actually be for Brent who will have to get up in the morning (unless he can get A to sleep until 10 - but I doubt that - haha).
So we'll find out tomorrow if we were approved, but I'm sure we will be. And if not, well, I don't know.
Labels: Adoption
1 Comments:
We also wrestled with the question of whether or not to borrow. One of the best resources we found was at Crown Financial Ministries. The keys for us was:
1. Borrowing circumvented our need to trust God
2. Scripture never speaks of borrowing in a good way
3. It is not likely that God would ask you to do something using means that He thinks poorly of
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