A Month of Reducing - Reduce your pay

Reduce your take home pay. What??!! If you consistently paying the IRS when April 15 rolls around, maybe you should increase the money the government takes from each paycheck. Then you won't get slammed with a big payment at tax time. Another thing you can do is ask the bank to automatically deduct a portion of your paycheck and deposit it into a savings account or a retirement fund. The easiest no-hassle savings plan.